Credit card VS ACH fees

When it comes to accepting payments for your business, understanding the cost difference between credit card and ACH (Automated Clearing House) payments is crucial. With DepositFix, you can easily compare the transaction fees for both methods and decide which option works best for your business.

Credit Card

Stripe ACH

GoCardless

2.9% + $0.3

0.8%; $5 cap

0.5% + $0.05; $5 cap

Processing rate

$1200

Processing fees

Potential Savings

$200 saving

Why Compare ACH vs Credit Card Fees?

Transaction fees can significantly impact your bottom line, especially if you process a high volume of payments. While credit cards offer convenience and speed, their fees can quickly add up. On the other hand, ACH payments tend to have much lower fees, making them an attractive option for businesses looking to reduce payment processing costs.

With DepositFix’s comparison tool, you can get a clear picture of how much you’ll save by opting for ACH over credit card payments.

Credit Card Fees

Credit cards are widely accepted and preferred by many customers for their convenience and rewards programs, but this convenience comes at a price.

Higher transaction costs

Instant payment confirmation

Risk of chargebacks

ACH Fees

ACH payments offer a more cost-effective alternative, especially for recurring payments or larger transactions.

Lower transaction costs

Best for recurring payments

Fewer chargebacks

How the DepositFix Comparison Tool Works

With the DepositFix fee comparison tool for ACH vs Credit Card Fees, you can easily calculate and compare how much you’ll pay in fees for both ACH and credit card transactions. Simply input your monthly number of transactions and monthly revenue, and the tool will automatically display the potential cost savings of choosing ACH over credit card payments.

Here’s how it works

Enter the Number of Transactions
Input the monthly number of transactions your business processes.
Enter the Monthly Revenue
Input your monthly revenue in the relevant tab.
Compare Fess & See Your Savings
Compare costs based on whether the customer pays by credit card or ACH and instantly view how much you can save by opting for ACH payments.

Why Use DepositFix for ACH and Credit Card Payments?

DepositFix not only helps you compare fees but also streamlines the entire payment process. Here’s how our platform enhances your payment strategy

No Hidden Fees

We offer transparent pricing with no additional fees for using ACH or credit card payments.

Automated Workflows

Our platform automates recurring billing and payment reconciliation, saving you time and reducing manual errors.

Seamless Integration

DepositFix easily integrates with your existing CRM and accounting systems, simplifying the complete payment process.

ACH vs Credit Card Fees

Why Compare ACH vs Credit Card Fees?

Credit Card Fees

ACH Fees

How the DepositFix Comparison Tool Works

Why Use DepositFix for ACH and Credit Card Payments?

Ready to streamline your payment operations?