Stripe Fee Calculator

A quick, simple way to figure out the REAL cost of Stripe for your business.

If you’re using Stripe for payments, you may not even know your real transaction fee, and more often than now it’s not just your base 2.9%. That’s because Stripe takes a cut even before you see your payment.

‍DepositFix’s Stripe Fee Calculator helps you understand how much Stripe actually takes, without any guesswork. And the best part? The data is from 2024, as we’ve noticed other calculators out there have outdated info.

How to Use the DepositFix Stripe Fee Calculator

Just enter your transaction details, and you’ll get an instant, accurate breakdown of your fees.

To get started:

Enter Your Revenue and Transaction Count: Start by plugging in your numbers—how much revenue you’re bringing in and the number of transactions.
Select Transaction Types: Got international customers? Tick the relevant box to see how Stripe currency conversion fees impact your costs.
Choose Stripe Products: Indicate which Stripe products you’re using, and see your potential Stripe costs with and without DepositFix.
Hit Calculate: It’s as easy as that. Get a full breakdown with no hidden Stripe payment fees or extra charges.
Bookmark This Page: Refer back anytime you need to calculate more Stripe fees!

So, what is that number? Many people tell us they expect Stripe fees to be 2.9%, and are surprised that it ends up being close to 4%.

Understanding Stripe Fees

Transaction Fees: These are usually a percentage of each transaction plus a small fixed fee. For example, it’s typically 2.9% + $0.30 per card transaction in the U.S.
Currency Conversion Fees: If you’re processing payments in multiple currencies, there’s usually an extra fee for conversion.
Additional Fees: There are extra fees for refunds, disputes, or certain types of transactions, but with DepositFix, we cover a wide range of products without tacking on extra costs.

With a clear breakdown, you can not only see what you're paying but also find specific areas where you can cut costs—like reducing international transaction fees or optimizing recurring payments or invoicing.

Tips for Minimizing Stripe Processing Fees

Minimizing Stripe fees is essential for keeping your business costs in check. Implementing a few strategic changes can lead to significant savings. Here are some practical tips to help you reduce your Stripe fees and maximize your earnings.

Consider adding DepositFix:

‍By using DepositFix for Billing, Taxes and Invoices, you can avoid additional Stripe billing fees.

Negotiate Your Rates:

If your volume is significant, don’t hesitate to reach out to Stripe for better rates.

Optimize Your Payment Methods:

Offering multiple payment options can help you manage costs. Sometimes, a little flexibility on how you get paid can save you a lot. (Psst and that’s also possible with DepositFix, ask us how).

By applying these strategies, you can see a noticeable difference in your fees. For example, with DepositFix invoicing, your Stripe fees drop from $1,680.00 (3.36%) to $1,480.00 (2.96%) on $50,000.00 of gross revenue, saving you $200.00. This reduction means you keep more of your earnings by avoiding additional fees on the products covered by DepositFix.

Key Takeaways

Understand Your Costs:

Use our Stripe processing fee calculator to get a clear breakdown of what you’ll pay on each transaction type.

Plan Ahead:

Factor in growth and scale to avoid surprises as your business expands. Our Stripe Fee Calculator can help you project fees as your business grows, so you can budget more effectively.

Benefit from No Extra Fees:

Take advantage of DepositFix’s coverage to keep costs low and straightforward.

With our Stripe Fee Calculator, you're not just crunching numbers—you're making smarter decisions that can save you time and money. So, go ahead and give it a try. It's all about clarity and control, helping you keep more of what you earn.