Why You Need SSL to Accept Payments

The Importance of SSL Certificates for Secure Online Payments

In today's digital age, the security of online transactions has become paramount. Whether you're running an e-commerce store, collecting donations, or offering subscription services, ensuring the safety of your customer's sensitive information is a top priority. This is where SSL certificates come into play, offering a vital layer of protection that can make or break your online payment system.

What is SSL?

SSL, or Secure Sockets Layer, is a cryptographic protocol that establishes a secure link between a web server and a user's browser. It ensures that the data transmitted between the two remains encrypted and protected from threats. 

SSL encrypts data between the client’s browser and the online store server for eCommerce transactions. It protects sensitive information such as credit card details and makes them private and confidential. This way, malicious parties can’t steal this information over the internet. 

Obtaining an SSL certificate enhances your transactions’ security. The certificate should be relevant to your domain, and it will apply encryption algorithms for all transactions. SSL is visible to users in the website address bar; you only have to look for a lock icon or check if the website address starts with https://. 

Why Is SSL Certificate Vital for Accepting Payments?

As an online merchant, you must ensure the information that goes through your store is protected at all costs. Doing that helps you enjoy the following benefits: 

More Secure Transactions 

SSL transmits information with an encrypted connection. Your customers must be confident in your ability to keep their private data safe and secure. These data include usernames, passwords, and credit card numbers. Malicious attackers shouldn’t be able to see these details when your customers make online payments. 

Customer Trust and Loyalty

Online shoppers these days are more careful than ever with what they buy online. As a result, earning their trust and confidence in your platform is crucial for ensuring your store’s success. Confidence in the way you do your transactions is as important as confidence in your products. Having SSL certification helps you do that. Moreover, having SSL certification makes you compliant with the requirements of a majority of payment gateway providers. 

How to Setup SSL on Your Website

Setting up an SSL certificate has never been easier, thanks to a variety of user-friendly options available today. Let's take a detailed look at how you can set up SSL on some popular platforms:

How to Setup SSL on HubSpot

HubSpot simplifies SSL integration. Access your HubSpot account and navigate to the "Security" settings. Follow the step-by-step instructions in HubSpot's SSL guide to enable SSL for your website. Here’s the price range for HubSpot. 

How to Setup SSL on GoDaddy

GoDaddy offers a straightforward process to activate SSL. Log in to your GoDaddy account and find the SSL section. Follow the clear steps outlined in GoDaddy's SSL setup tutorial to secure your site.

Setting Up SSL on Cloudflare

Cloudflare provides robust SSL options. After signing up for Cloudflare, add your website and follow their SSL setup documentation to configure SSL and benefit from added security features.

SSL Setup on WordPress

WordPress users can utilize plugins for SSL setup. Install and activate the "Really Simple SSL" plugin. Once activated, follow the plugin's instructions to ensure proper SSL integration.

SSL Installation on Wix

Wix streamlines SSL setup for its users. In your Wix dashboard, go to "Settings" > "SSL" and follow the prompts. Wix's SSL guide offers comprehensive assistance.

Securing Your Site on Squarespace

Squarespace makes SSL integration seamless. Log in to your Squarespace account and navigate to "Settings" > "Advanced" > "SSL". Squarespace's step-by-step instructions will guide you through the process.

Enabling SSL on Webflow

Webflow offers SSL for custom domains. Access your Webflow project settings, go to the "Hosting" tab, and follow the detailed instructions in the Webflow SSL guide.

PCI Compliance in Online Payments

While SSL certificates provide a crucial layer of security, it's also important to consider PCI (Payment Card Industry) compliance. PCI standards are designed to protect cardholder data during online transactions. Adhering to these standards ensures that your payment processing meets strict security requirements, reducing the risk of data breaches and fraud.

On the flip side, non-compliance opens your transactions up to breaches. On top of that, you also risk being subject to penalties and fines. Worse, you may lose your ability to process credit card data. Nearly all banks and companies avoid doing business with non-PCI-compliant companies. You’ll lose sales and have a poor brand image. 

Overall, being PCI compliant is a must. It not only protects you and your customer’s data but also helps you foster a feeling of trust and reliability in your industry. 

Try DepositFix 

DepositFix is a shopping cart created especially for HubSpot. With it, you get awesome benefits. 

With DepositFix, you get a free subdomain on your domain (e.g. payment.yourdomain.com) that serves as a payment form. This way, buyers are sure they’re paying the right company. You also get a 128-bit encrypted connection between browsers and servers. 

Moreover, DepositFix implements all security best practices for payments. It’s also backed by Amazon AWS — a tried and tested secure infrastructure provider. By implementing SSL and maintaining PCI compliance, you're not only safeguarding your customers' financial information but also fostering a secure and trustworthy online environment.